Social Security Disability (SSD) and Supplemental Security Income (SSI) are often confused, but they serve different purposes.

SSD is based on your work history and the Social Security taxes you have paid over time. SSI, on the other hand, is a needs-based program designed for individuals who are disabled, blind, or aged 65 or older with limited income and assets.

In Michigan, some individuals may qualify for both programs, while others may only be eligible for one. Children with disabilities may also qualify for SSI under specific guidelines.

Understanding which program applies to your situation is important before applying, as the requirements and supporting documents differ.

Quick comparison:

• SSD: Based on work credits
• SSI: Based on financial need
• Both: Require medical proof of disability